Archive

Posts Tagged ‘advice’

How to Obtain an Ontario Certificate of Status

January 31st, 2010 Holly Crosgrey No comments

The Ontario Companies Branch of the Ministry of Government Services issues Certificates of Status for companies incorporated in Ontario. A Certificate of Status, Certificate of Good Standing or a Certificate of Compliance are different names for the same thing and the name depends on the province or territory in which you request it. Any company in the World can obtain a Certificate of Good Standing from its country, province or territory of origin.

Certificates of Status are issued when you need to provide some institution or person with confirmation that your Ontario company is in good standing and is up-to-date in its filings.

An Ontario Certificate of Status shows whether the company is in good standing or not, the exact and proper name of the company and the corporation number.

Revenue Canada Agency requires that every Ontario company file a tax return each year. If the company does not file Revenue Canada Agency will send notices and then eventually dissolve the company if it continues to not file. A dissolved company cannot obtain a clear Certificate of Good Standing or Certificate of Status.

Your Ontario corporation will be dissolved by the Ministry of Government Services if the annual returns are not filed. If you wish to order a Certificate of Status then you must ensure the annual returns are up-to-date or you will not receive a Certificate indicating the corporation is in good standing.

When an Ontario Certificate of Status is issued for a corporation and the certificate shows that the company is not in good standing because of some filing it has not made, money is not refunded. It will be necessary for that corporation to update its filings before it can receive a Certificate of Status which indicates the corporation is in good standing. These certificates are costly because the government charges more to certify any kind of document. The corporation will then have to ensure all of its filings are up-to-date in order to obtain the Certificate of Status it needs. It is a good idea to know before the Ontario Certificate of Status is ordered whether the corporation has done all of its annual return filings. If the corporation has not filed all of its federal tax returns it can still obtain an Ontario Certificate of Status just as long as too many years have not gone by and the corporation has then been dissolved.

A Certificate of Status is not an Ontario corporate search. If you are trying to determine information about an Ontario company you should have an Ontario Corporate Profile search done rather than ordering a Certificate of Status.

Certificates of Status are sometimes required by banks, law firms, individuals on the other side of a corporate deals whereby the company might be sold, when the corporation registers a car, when a company buys property, or numerous other reasons. Any person or institution that an Ontario company is dealing with may ask the directors and officers to provide them with a Certificate of Status to ensure the company is in good standing with the Ontario government.

Resources for Canadian Business Owners provides information about Certificates of Compliance and other legal products including Ontario Company Searches.

What is a Nuans Name Search and How is it Used

January 26th, 2010 Holly Crosgrey No comments

A Nuans name search is a paper document produced from the Canadian Nuans name search system which checks a proposed company or business name against all other registered company and business names across Canada including trade-marks.

The Nuans name search system is a computerized search system which contains a list of all of the company names, sole proprietorships, partnerships, business names and trade-marks registered in federal, provincial and territorial jurisdictions in Canada. The purpose of the system is to keep track of all names registered across Canada.

The Nuans name search report will show all names similar to your proposed name in order of importance. The first being the closest conflict to the name you wish to use. You can then decide whether your name is different enough from all other names before you register your name.

A Nuans name search report is required when incorporating in many of the provinces and/or territories in Canada.

Not all provinces and territories will accept the Nuans report. Some jurisdictions in Canada have their own search system. The Nuans system contains all names registered across Canada regardless and it is advisable to do a preliminary name search through the Nuans system before incorporating or registering a business name.

The provinces and territories which accept a report from the Nuans system are:

Ontario

Ontario

Ontario

Prince Edward Island

Federal

Federal

The Nuans name search system is updated regularly with all registrations of incorporations, business names, partnership names and sole proprietorship names in those Canadian jurisdictions where the Nuans report is not accepted.

You cannot incorporate a company with a name that is exactly the same as another name already registered. When you go to incorporate a company in Canada the government must first know if that name has been taken.

Even if the name you propose for your business is different than all other names registered but possibly too close in similarity to another name registered your business could be taken to court and ordered to change its name. You are the one who is expected to ensure you have picked a name that is not similar to any other name registered.

Nuans name search reports are biased in accordance with the Canadian jurisdiction in which the business will be registered. If you are incorporating a company in New Brunswick you will need to obtain a New Brunswick biased report and if you are incorporating in another province the report will have to be for that location. All Nuans name search reports will search the system for names right across Canada.

There is no protection for business names in Alberta and Ontario so you can register a name exactly the same as any other business name that has been registered without obtaining a Nuans name search report.

A preliminary name search would be advisable in cases where a full Nuans is not required to guard against registering a name exactly the same. This is because it is a very bad idea to register a name exactly the same as another name already registered.

A preliminary name search can be performed by a registered search house. Preliminary name search results can be provided by email. An average person would not be able to pick up all the conflicts when performing a preliminary name search since nuans search houses are trained for this purpose.

Attend at Resources for Canadian Business Owners for a Free Incorporation Checklist and information about Nuans Name Search Reports.

Go With These Blogging Platforms

November 14th, 2009 Melissa Donnelly No comments

I’ve been a blogger for several years now, and I’m always open to the idea of trying out new blogging platforms. I’ve blogged about a wide range of topics, and my friends often laugh at me about this. From the tongue scraper to wine goblets, I’ve blogged about just about everything.

I try to get the best variety of options available, as I know that whatever I choose to blog with is something that I want to be convenient, rich with features, enjoyable, and attractive looking to my viewers.

While many were great, there are some that I’ve liked more than others. Generally, I stick to three now and what I go with really depends on the needs of the blog. Here are my top three, as I’m sure that one of these will be a great fit for you.

First of all, I’d definitely recommend taking a look at Blogger, which is offered free of charge by Google. It’s very easy to set up a blog this way, and you get the benefits of having your content indexed shortly after it’s published.

2. Wordpress. I absolutely love Wordpress as a platform because of all of the plugins available. There are really so many of them to choose from.

One of the best things about Wordpress is just how detailed these plugins are in terms of what they do. With very little Internet knowledge, you can easily have a robust website thanks to Wordpress.

The last one I’ll mention is a more recent addition to the blogosphere, and it’s called Posterous. This is a great service that allows you to post to your own blog without ever having to set it up. As long as you email them your post, they’ll have it up automatically for you in less than a minute.

The best part is the fact that you can upload videos and pictures directly to the blog via email, and they’ll post those too.

Find more work by this author at the Little Tikes kitchen blog.

categories: blogs,internet,blogging,ecommerce,computers,writing,technology,advice,education,email,free,hobbies,product reviews,rss

Getting The Help You Need With Bad Credit Loans

November 7th, 2009 Chuck Lage No comments

Because of the bad economy people all over the country are going default on their loans and credit cards. The all around credit score for the average person is very low and people still need help. If you ever find yourself in a tricky situation, you can get out of it with a loan. Bad credit loans can be found all over the internet if you can look in the right place. Before you run off and start applying, make sure that you have everything that you need. Here are some tips that will guide you towards the right lender for a bad credit loan

Getting a copy of your credit report is going to be the first thing that you need to take care of. If you have a credit score of about 500 or less, you are considered to have bad credit. A credit report can easily be found online for free! Simply look online and in a few minutes you could get the information that you need. Think of this as your second chance to build up a little bit of credit.

Once you understand your credit situation you can determine the amount of money that you need from a lender. It is important that you get the exact amount that you are in need of. If you get any more extra you may have a harder time paying it all back. Sit down and evaluate the issue and what the bill is.

There are so many lenders out there online it can be hard to make a decision. Most of the companies that you can come across might try to scam you with high interest rates and low amounts of money. If you can find a lender that will not take advantage of you then you will be in excellent shape. Take an hour or two out of your day in order to find the right lender for your emergency cash needs.

All of your information needs to be in order before you apply for your bad credit loan. You will need to know your social security number, proof of employment and a bank account. Figure out that you make about $1500 a month, then you should get at least $500 as a loan!

When all of the information is set up and ready to go then you can start your application. Take your time and ensure that everything is accurate and filled out properly. Everything needs to be current and up to date so that your lender can validate everything. At the end: fill in your bank account information and wait for approval.

Before you sign anything make sure that all of the terms are correct. Pay attention to the payment record and the interest rates are fair. This will keep you from getting into any trouble when you need to start paying the loan back. Sometimes a predatory lender might try to add more fees or a higher rate to get your cash. Just pay attention and know what you should be looking for.

After you sign and submit you should get your decision within a couple of minutes! After everything is approved you could get your money in less than 24 hours. Take a look around and see what you can find in the way of extra cash and bad credit loans.

Chuck Lage contributes articles about bad credit mortgage and bad credit mortgage refinance

categories: bad credit,loans,mortgage,refinance,house,debt consolidation,banks,money,jobs,advice,employment,real estate,blog

Options For Refinancing A Mortgage With Bad Credit

November 7th, 2009 Jimmy Tyrrell No comments

The effects that undergoing a bad credit mortgage refinance can have on your credit rating can differ. Refinancing with bad credit is a real option, however you need to do it right. More than one path exists to proceed with obtaining credit with a less than perfect credit history. Before you set off then take a bit of time to find out your options.

Have you been through the process of refinancing your home loan with the intention of reducing your mortgage repayments? Perhaps the financial decisions you made were less than optimal. After this it all goes wrong, unfortunately it’s all too common a scenario.

How do you get a loan after that type of fiasco? Simple ask about FHA loans. The government offers loans to people with bad credit. Even if you have been through a bad credit mortgage refinance you can still qualify. All you have to do is apply. You may wonder how this can be. It is very simple.

The government wants the American citizens to be home owners. Home owners are tax payers. Tax payers are responsible citizens. It all adds up. So ask your bad credit mortgage broker about it now. You can find these brokers online. Apply today and see if you can find a way to meet your credit needs. There is no better time than now to look for these solutions.

Don’t leave any stone un-turned as there might be other ways open to obtaining a better financial solution through deals run at state level. Options to assist you getting out of financial difficulties will vary by the state that you are resident in.

People are often surprised at how easy it is to qualify. Some are even available with no closing costs. So go check it out. All you need is the help of a credit mortgage broker. They will help you secure that loan for your expenses.

Getting assistance finding and applying for a bad credit mortgage refinance is readily available. Time may be running out with regards to the deals that the government is providing, so you might want to investigate you options sooner rather than later. A bad credit mortgage broker can provide you with all the information you should need.

Everything you need for your home financing is readily available to you. You will need to make the first step in contacting a broker or lenders to see what options are available to you. No matter how bad you think your situation is its not going to go away by itself and there are solutions out there.

Harry Halford talks about bad credit mortgage and bad credit mortgage refinance

Home Advice Every Health Freak Needs To Hear

November 6th, 2009 Cristian Truers No comments

Every once in a while you just have to vent. I had to get the following off my chest;

You can’t spot reduce. If you could, people who chewed gum would have skinny faces and Jillian Michaels wouldn’t have “kankles”.

Stop telling us that all fat isn’t bad like you just discovered penicillin. Calories matter: They always have, they still do and they always will. Creatine is still the best performance supplement on the market. The “next creatine” is still creatine.

Dear gym guy: Please stop doing the following; Bicep curls in the squat rack Any exercise other than the bench press on the bench press Resting for 8 minutes between sets and not letting others “work in” Leaving your weights all over the floor The “secret” to fat loss is good nutrition and hard work. That’s it.

Don’t ask me about intermittent fasting, macro-patterning, cyclical ketogenic diets or meal replacements if you aren’t eating enough vegetables. Learn to prioritize if you can do 45 hard minutes on the elliptical while still easily belting out every song on your iPod but crumple under the weight of mauve-colored dumbbells – focus more on weight.

If you can bench press 350lbs (or could in high school) but can’t walk up a flight of stairs without coughing up radial snow tires – mix in a bike ride or a hike in place of your 4th “chest day” of the week.

If you can put your knees in your ears – quit stretching and build some strength and stability. If you are “bench press guy” from above and have posture that would make Quasimodo cringe, add some mobility and postural work. (Sorry to pick on bench press guy again but) if you can bench press small buildings but can’t deadlift your birth weight – try deadlifting. You won’t likely be able to out-exercise a poor diet.

If you are losing weight by diet alone – you will look like a different kind of crap. Your way isn’t the “best way” it just may be the best way for you. You can live a very healthy life eating both vegetarian and Atkins and most things in between provided you are eating healthy, mostly un/minimally processed foods that provide adequate nutrients.

The most likely reason you aren’t getting results: Trying to “fix” something that requires a lifestyle makeover that starts with changing habits. Have a beef about health trends? Rant away!

Stephen Trenen is trainer in a sport club and he runs his own informative website about Best Diet Plans, check it out to learn more really working Diet Plans.

categories: diet,food,health,fitness,help,blogs,free,advice,education,sickness,illness,weight loss

No Credit Check Loans For You

November 6th, 2009 Josh Barnstable No comments

Do you need money to help pay bills, but you can’t get a loan through a bank? Look into a no credit check loans company. There are several of these types of services out there. Some will give you a loan up until your next pay check. While others may supply you with different options that will be available for your no credit check loan.

But most people who are looking for a no credit check loan may need more time to pay it off. There are still places out there that will assist you in borrowing money. They may possibly be able to help people who have the worst credit rating on the planet. But not everyone can help the fact that their credit isn’t spectacular.

Your credit could have gotten worse due to the loss of a job and the inability to find a new one. It’s not that you’re a bad person who just doesn’t pay their bills. At times it’s easy when you have bad credit to feel that everyone is against you. It’s harder to get many things, and loans are just the beginning of that list. That’s why these companies will help out people with no credit check loans which at times are so handy.

You may have to pay a bit more in interest on these loans, but you can still search for rates that won’t be too much. There will be requirements that you will usually have to meet in order to get those no credit check loans though. Read those requirements before you proceed to make sure you understand what you need.

Compare them and see who will give you the best deal for interest rates that you will be required to pay back. Just because your credit isn’t the greatest you shouldn’t have to pay ‘out of this world’ interest rates. But be ready, because you’re going to have to pay a bit higher for that interest, it’s something that can’t be helped.

Read up and see what requirements each of the companies have in order to get a no credit check loan from them. Also see what the time frame is for paying back the loan. Some companies may give you more time if you call them and adjust the offer. However, most will be pretty much set in stone. And if you don’t pay them back, they will get the money from you.

Finally, keep in mind that you may need to use this service again, so do everything you can to make sure you pay the loan back. Some places will require that you leave them a check that they can deposit if you don’t come back and pay the loan off.

It’s best to try and make sure that money is in that account just in case, or you will also have bank charges to pay off.

Josh Barnstable writes articles about No Credit Check Payday Loans and No Credit Check Loan

categories: credit,loan,student,tenant,payday,bank,debt,advice,money,employment,family,home,consolidation,blog

During Pregnancy A High Fat Diet Can Lead To Severe Liver Disease In Offspring

November 6th, 2009 Aleksandro Imles No comments

Scientists have discovered a previously unknown link between a mother’s diet in pregnancy and a severe form of liver disease in her child.

In a study, published in the journal Hepatology, researchers at the University of Southampton found that a high fat diet during a woman’s pregnancy makes her offspring more likely to develop a severe form of fatty liver disease when they reach adulthood. The findings are another piece in the jigsaw for scientists who believe diets containing too high levels of saturated fat may have an adverse effect on our health.

Non-alcoholic fatty liver disease (NAFLD) is a condition associated with obesity and caused by the build up of fat in the liver. The condition advances in some people and it is important to understand the factors that contribute to disease progression. Until recently, NAFLD was considered rare and relatively harmless but now it is one of the most common forms of liver disease that may progress to cirrhosis a serious life threatening chronic liver disease.

Professor Christopher Byrne, with colleagues Dr Felino Cagampang and Dr Kim Bruce, of the University’s School of Medicine and researchers at King’s College London, conducted the study, funded by the BBSRC. Prof Byrne explained: “This research shows that too much saturated fat in a mother’s diet can affect the developing liver of a fetus, making it more susceptible to developing fatty liver disease later in life. An unhealthy saturated fat-enriched diet in the child and young adult compounds the problem further causing a severe form of the fatty liver disease later in adult life.”

The next stage of this research, also funded by the BBSRC, will be to understand, more precisely, the reason why fatty liver disease develops and to intervene to prevent the fatty liver disease occurring.

The University’s School of Medicine has a worldwide reputation for its pioneering research into the relationship between mothers’ diets in pregnancy and future health problems in their offspring.

Stephen Trenen is trainer in a sport club and he runs his own interesting website about Best Diet Plans, check it out to learn more really working Diet Plans.

1985 Ford Bronco Ii Xlt

November 5th, 2009 Arhur Monderos No comments

“The ugly duckling. It may be rusty, but it runs better than most newer cars” What things have gone wrong with the car? Headliner falling down.

Driver seat a little twisted and ripped.

Engine valve noise, probably from driving 388,000 KMs.

Fenders and rear quarters rusted as well as other rust spots and peeling paint.

Speakers blown, but still work OK.

Valve cover leak and minor power steering hose leak.

General comments? Bought the truck for $500 and drove it 143 KMs home, and was surprised at how well it was running, and how well it rode for being a rusted cheap Bronco II.

The body is ugly brown on tan with a shade of rust, but still solid. Most of it is just surface rust.

4X4 works great, the manual transmission shifts good, and the clutch seems to be fine.

Heat works amazingly well, and surprisingly so does the A/C.

Handles bumps really well, and you do feel them, but you feel them in most true 44 offroad vehicles.

Carburated engine starts up quick, like as soon as the key hits the start position, it’s running, and very quiet and smooth, you can barely hear or feel the engine running except for the minor valve tick.

I definitely need to put in a tachometer in it so I know it’s running, because it’s so quiet that every time you get to a stop sign or traffic lights and push the clutch in, everything is quiet and it seems like the engine stalled, but it’s still running quiet and smooth.

I am very happy with this vehicle so far, even though it has 388,000 KMs. I would have no problem fixing up the body a little bit to get rid of most of the rust, and if I ever had to replace the engine or transmission, I would, but the way it seems right now, I almost think it would last another 300,000 KMs.

Check Cristian Truers’s new auto cars buying guide for more information, or read his good auto cars tips.

Cash When You Need It, No Credit Check Payday Loans

November 5th, 2009 Mike Hogg No comments

Money is tight all over these days. If you find you are short on cash and are having difficulty finding a lending institution that will loan you some money then you need to check out no credit check payday loans. It does not matter to them if you have missed a payment date here or there. Even if you have had a bankruptcy in the past, they will make a loan to you now. If you need money and every one else says no, then just try asking here for a payday loan.

Payday loans are a great way to get the money that is needed when you need it. All you have to do is make sure that there is money in your checking account the next time that you get paid. Online companies often even take care of the payment by electronic payment transfers, so you do not even have to remember to make the payment, it automatically comes out of your checking account. Additionally, there is only one payment to make, so you are not strapped with payments for the rest of your life.

What do you do when you have a sick child and no money? Or if your only transportation breaks down, what do you do? If you are expecting a check any day and have promised money to lenders only to find that the check has been delayed a week, how do you handle it? There are many emergencies that we all face, and without a huge savings account, most of us are unable to face these kinds of emergencies without help. When these things happen, often the only thing that can help is money. Payday loan companies allow you to get the money you need to meet the emergency you have.

For these emergencies and others applications, you may want to apply for a no credit check payday loan. All you need is proof of employment and a copy of your bank statement.

You can take that child to the doctor or get that vehicle running so you can go to work. You have money to face the situation and money talks.

Payday loan companies will lend money to you. Their only requirement is that you pay the money back at your next payday. There is no more embarrassing begging to grandma for a little loan. You will not have to ask for a draw at work. You sign the paper and get the money you need.

You have privacy about your money matters and no one is going to look down on you and give you another lecture about handling your money or credit better. In fact, no one has to know that you just got a payday loan.

When the emergency has been avoided, you just head back to work. Once back at work, begin working to make the money you need to make to pay off this payday loan. On the specified day, the money is automatically debited from your account. You do not even have to remember to make the payment, it is done for you. One payment and you have completed the payday loan process. You will not have to repay forever on a payday loan like a credit card where the principal seems to never stop.

Mike Hogg shares his opinions on cheapest payday loans and the implications of easy loans online

categories: credit,loan,student,tenant,payday,bank,debt,advice,money,employment,family,home,consolidation,blog